Groups
Checking Rates
Prestige Checking
| Prestige Checking | (Dividend Bearing) |
| Dividend Period | Monthly |
| Minimum Opening Deposit | $25.00 |
| APR/APY | Minimum Balance Required to Earn Stated APY |
| 0.10/0.10 | $2,500.00 - $9,999.99 |
| 0.10/0.10 | $10,000.00 - $24,999.99 |
| 0.10/0.10 | $25,000.00 or greater |
Service Fees: Monthly service fee of $10.00/month.
This is not a full disclosure. Additional restrictions may apply.
See the full disclosure for details on all Checking accounts.
Rates are subject to change without notice.
Prime Checking
| Prime Checking | (Non-Dividend Bearing) |
| Minimum Opening Deposit | $25.00 |
Service Fees: Monthly service fee of $6.00/month.
This is not a full disclosure. Additional restrictions may apply.
See the full disclosure for details on allChecking accounts.
Rates are subject to change without notice.
Pro Checking
| Pro Checking | (Non-Dividend Bearing) |
| Minimum Opening Deposit | $25.00 |
Service Fees: Free
This is not a full disclosure. Additional restrictions may apply.
See the full disclosure for details on all Checking accounts.
Rates are subject to change without notice.
Savings Rates
Regular Savings
| Regular Savings | |
| Dividend Period | Monthly |
| Minimum Opening Deposit | $25.00 |
| APR/APY | Minimum Balance Required to Earn Stated APY |
| 0.10/0.10 | $25.00 - $9,999.99 |
| 0.10/0.10 | $25,000.00 - $34,999.99 |
| 0.10/0.10 | $35,000.00 - $49,999.99 |
| 0.20/0.20 | $50,000.00 or greater |
Service Fees: Fee amounts will vary with your monthly balance. The monthly service fee is waived with a $500.00 minimum balance, an active AVCU checking account or AVCU loan.
This is not a full disclosure. Additional restrictions may apply.
See the full disclosure for details on all Savings accounts.
Rates are subject to change without notice.
Vista Savers Savings (Ages 0-17)
| Vista Savers Savings (Ages 0-17) | |
| Dividend Period | Monthly |
| Minimum Opening Deposit | $25.00 |
| APR/APY | Minimum Balance Required to Earn Stated APY |
| 0.10 | $25.00 |
This is not a full disclosure. Additional restrictions may apply.
See the full disclosure for details on all Savings accounts.
Rates are subject to change without notice.
Holiday Club
| Holiday Club | |
| Dividend Period | Monthly |
| Minimum Opening Deposit | $10.00 |
| APR/APY | Minimum Balance Required to Earn Stated APY |
| 3.25/3.30 | $5.00 |
This is not a full disclosure. Additional restrictions may apply.
See the full disclosure for details on all Savings accounts.
Rates are subject to change without notice.
Traditional/Roth IRA Savings
| Traditional/Roth IRA Savings | |
| Dividend Period | Monthly |
| Minimum Opening Deposit | $25.00 |
| APR/APY | Minimum Balance Required to Earn Stated APY |
| 0.50/0.50 | $25.00 - $9,999.99 |
| 0.50/0.50 | $10,000.00 - $24,999.99 |
| 0.50/0.50 | $25,000.00 - $34,999.99 |
| 0.50/0.50 | $35,000.00 - $49,999.99 |
| 0.50/0.50 | $50,000.00 or greater |
This is not a full disclosure. Additional restrictions may apply.
See the full disclosure for details on allTraditional/Roth IRA Savings accounts.
Rates are subject to change without notice.
Money Market Rates
Premier Money Markets
| Premier Money Markets | |
| Dividend Period | Monthly |
| Minimum Opening Deposit | $2,000.00 |
| APR/APY | Minimum Balance Required to Earn Stated APY |
| 1.00/1.00 | $2,000.00 - $19,999.99 |
| 1.00/1.00 | $20,000.00 or greater |
Service Fees: Monthly service fee of $10.00/mo. This fee is waived with a $2,000.00 minimum daily balance.
This is not a full disclosure. Additional restrictions may apply.
See the full disclosure for details on all Money Market account.
Rates are subject to change without notice.
Platinum Money Markets
| Platinum Money Markets | |
| Dividend Period | Monthly |
| Minimum Opening Deposit | $20,000.00 |
| APR/APY | Minimum Balance Required to Earn Stated APY |
| 1.49/1.50 | $20,000.00 - $49,999.99 |
| 1.49/1.50 | $50,000.00 - $99,999.99 |
| 1.49/1.50 | $100,000.00 - $199,999.99 |
| 1.49/1.50 | $200,000.00 or greater |
Service Fees: Monthly service fee of $10.00/mo. This fee is waived with a $20,000.00 minimum daily balance.
This is not a full disclosure. Additional restrictions may apply.
See the full disclosure for details on all Money Market account.
Rates are subject to change without notice.
Vehicle Loan Rates
New/Used Vehicle Loans
| New/Used Autos 2018 - 2022 Models ♦ ◊ | |
| 48 months | 4.24% APR* |
| 60 months | 4.49% APR* |
| 72 months | 4.99% APR* |
| 84 months | 5.49% APR* |
The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.
$10,000 minimum loan amount for 60 months
$15,000 minimum loan amount for 72 months
$20,000 minimum loan amount for 84 months
♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.
◊ Adjustments will be made based on LTV, mileage and age of collateral.
*Lowest rate quoted with e-statements and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)
Used Vehicle Loans
| Used Autos 2012 - 2017 Models ♦ ◊ | |
| 48 months | 4.99% APR* |
| 60 months | 5.74% APR* |
| 72 months | 6.24% APR* |
The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.
$10,000 minimum loan amount for 60 months
$15,000 minimum loan amount for 72 months
♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.
◊ Adjustments will be made based on LTV, mileage and age of collateral.
*Lowest rate quoted with e-statements and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)
Classic Vehicle Loans
| Classic Autos 20 Years or Older ♦ ◊ | |
| 48 months | 7.99% APR* |
| 60 months | 8.99% APR* |
| 72 months | 9.99% APR* |
| 84 months | 10.99% APR* |
The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.
$18,000 minimum loan amount for 72 months
$35,000 minimum loan amount for 84 months
♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.
◊ Adjustments will be made based on LTV, mileage and age of collateral.
*Lowest rate quoted with e-statements and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)
New Motorcycle Loans ( Street Legal Only )
| New - Current Year Model ♦ ◊ | |
| 48 months | 5.99% APR* |
| 60 months | 6.49% APR* |
| 72 months | 6.74% APR* |
| 84 months | 7.99% APR* |
The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.
$6,000 minimum loan amount for 48 months
$10,000 minimum loan amount for 60 months
$15,000 minimum loan amount for 72 months
$20,000 minimum loan amount for 84 months
♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.
◊ Adjustments will be made based on LTV, mileage and age of collateral.
*Lowest rate quoted with e-statements and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)
Used Motorcycle Loans ( Street Legal Only )
| Used - 7 Years or Newer ♦ ◊ | |
| 48 months | 6.74% APR* |
| 60 months | 7.24% APR* |
| 72 months | 8.24% APR* |
| 84 months | 9.24% APR* |
The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.
$6,000 minimum loan amount for 48 months
$10,000 minimum loan amount for 60 months
$15,000 minimum loan amount for 72 months
$20,000 minimum loan amount for 84 months
♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.
◊ Adjustments will be made based on LTV, mileage and age of collateral.
*Lowest rate quoted with e-statements and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)
New Motorcycle Loans ( Touring – Honda Goldwing, BMW, Harley-Davidson, Trikes )
| New - Current Year Model ♦ ◊ | |
| 48 months | 5.99% APR* |
| 60 months | 6.49% APR* |
| 72 months | 6.74% APR* |
| 84 months | 7.99% APR* |
The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.
$10,000 minimum loan amount for 48 and 60 months
$15,000 minimum loan amount for 72 months
$20,000 minimum loan amount for 84 months
♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.
◊ Adjustments will be made based on LTV, mileage and age of collateral.
*Lowest rate quoted with e-statements and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)
Used Motorcycle Loans ( Touring – Honda Goldwing, BMW, Harley-Davidson, Trikes )
| Used - 7 Years or Newer ♦ ◊ | |
| 48 months | 6.74% APR* |
| 60 months | 7.24% APR* |
| 72 months | 8.24% APR* |
| 84 months | 9.24% APR* |
The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.
$10,000 minimum loan amount for 48 and 60 months
$15,000 minimum loan amount for 72 months
$20,000 minimum loan amount for 84 months
♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.
◊ Adjustments will be made based on LTV, mileage and age of collateral.
*Lowest rate quoted with e-statements and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)
New Off-Road/Watercraft Loans
| New - Current Year Model ♦ ◊ | |
| 60 months | 7.24% APR* |
| 72 months | 7.74% APR* |
The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.
$10,000 minimum loan amount for 60 months
$18,000 minimum loan amount for 84 months
♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.
◊ Adjustments will be made based on LTV, mileage and age of collateral.
*Lowest rate quoted with e-statements and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)
Used Off-Road/Watercraft Loans
| Used - 5 Years or Newer ♦ ◊ | |
| 60 months | 9.24% APR* |
| 72 months | 9.74% APR* |
The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.
$10,000 minimum loan amount for 60 months
$18,000 minimum loan amount for 72 months
♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.
◊ Adjustments will be made based on LTV, mileage and age of collateral.
*Lowest rate quoted with e-statements and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)
RV and Boat Loans (Including Motorhomes, Trailers, 5th wheels)
| 2016 or Newer ♦ ◊ | |
| 60 months | 6.74% APR* |
| 72 months | 7.24% APR* |
| 84 months | 7.74% APR* |
| 120 months | 8.24% APR* |
| 144 months | 8.49% APR* |
The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.
$15,000 minimum loan amount for 72 months
$20,000 minimum loan amount for 84 months
$35,000 minimum loan amount for 120 months
$50,000 minimum loan amount for 144 months
♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.
◊ Adjustments will be made based on LTV, mileage and age of collateral.
*Lowest rate quoted with e-statements and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)
Personal Loan Rates
Personal Loans
| Personal Loan ♦ | |
| 36 months | 9.25% APR* |
| 60 months | 12.75% APR* |
The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.
♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.
Regular Shared Secured Loans
| Regular Shared Secured (Variable Rate) | |
| 12 - 120 months | 4.00%* APR |
| *4.00% above highest dividend rate |
The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.
*Lowest rate quoted with e-statements and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)
Share Certificate Secured Loan
| Share Certificate Secured (Fixed Rate) | |
| up to 60** months | 4.00%* APR |
| *Rate for Share Certificate = Share Certificate + Margin | |
| **Loan matures with Share Certificate |
The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.
*Lowest rate quoted with e-statements and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)
QuickCash Loans
| QuickCash Loans | |
| 3 months | 28% APR |
| $1,000 maximum loan amount |
The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.
VISA Credit Cards
| VISA Credit Cards | |
| Platinum VISA | 8.25% APR |
| Classic VISA | 11.50% APR |
| Secured VISA | 15.90% APR |
