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Share Certificates

Grow Your Savings. Securely.

Our savings rates have increased, so its a great time to get started.
You're never too old or too young to start saving.

Standard Certificates

One of the safest investments to make


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Youth Savings

Certificates for
ages 0-17


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IRA Certificates

A safe low risk investment


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What are Share Certificates?

Credit Union share certificates are comparable to Certificates of Deposit (CDs) and are a great way to earn higher yields on money that you won’t need to use for a while. With terms from 6 to 60 months, find the option that works best for your money.


We Match

Certificate rates up to 18 months from banks and credit unions inside San Bernardino and Riverside Countie


Start Small

Youth Certificates start with $250 and Regular Certificates start with $1000.


Compound Returns

Reinvest your funds on maturity to keep earning higher balances.

How It Works

  • 1

    Open a Certificate

    Start with at least $1000.

  • 2

    Set Your Term

    Choose from 6 to 60 months. Longer terms earn better interest rates.

  • 3

    Spend or Reinvest

    Use the interest to shop or save it and reinvest in a new certificate.

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Frequently Asked Questions

  • The Maximum IRA Certificate to earn the stated APY is $50,000. Share Certificate Account rates will apply to any additional funds deposited as IRA certificates.

  • Anyone under 18.

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