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Home Equity

Home Equity Loans for Everyday People.

Home equity lines of credit can help you purchase a home or remodel the one that you have. Explore your options with low rates and flexible terms.


Low variable rates


Repayment terms up to 15 years


Financing up to 80% LTV

Calculate your payment

Monthly Payment
Property Tax: 167
Homeowners Insurance: 100
HOA Fee: 0
Mortgage Insurance: 167
Mortgage Amount
Sample Fixed Rate
Term (Years)
Advanced Options

Mobile payments.

Easily extend, transfer, and pay off your Home Equity Line of Credit. All on your phone.

Make your space better.

  • 1

    Get Started

    Contact us for more information about a Home Equity Line of Credit.

  • 2

    Design a New Space

    New houses, new appliances, or remodeled bathrooms. Buy art, plants, furniture and everything else.

  • 3

    Low Rates

    Flexible terms and low variable rates keep your payments low.

Apply Today!

Frequently Asked Questions

  • When you’re approved for a Home Equity Line of Credit (HELOC), you’re allowed to borrow up to the maximum amount that you were approved for. The line of credit is flexible, meaning you can take out as little or as much as you need. If you start a project and realize you need more funds, you can borrow more without going through another approval process.

  • No. You’ll only pay interest on the actual amount that you borrow.

I have never had a bad moment at Alta! I've done loans, different accounts etc. and everyone is just terrific!!

— Dolores K


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