Mortgage Payment Calculator
USA Patriot Act
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means for you:
When you open an account, we will ask you for your name, place of residence, mailing address, date of birth, social security number and other information that will allow us to identify you. We will also ask to see your driver’s license and/or other identifying documents.
Leaving Our Website
You will be redirected to a website outside of Alta Vista Credit Union website and entering a website hosted by another party. The linked website is not operated by Alta Vista Credit Union. Alta Vista Credit Union is not responsible for the content or availability of the linked website. Alta Vista Credit Union does not represent the operator of the linked website, the member, or any other users if the two enter into a transaction. Privacy and Security Policies of the linked website may differ from those of Alta Vista Credit Union.
Property Tax Rate
The tax that you are required to pay as a property owner levied by the city or municipality. Lookup your county rate or state average rate for a more accurate calculation.
Homeowners Insurance (Monthly)
The standard insurance policy that covers damage to your property and the things you keep in it. The average annual homeowners insurance premium is around $1,200.
HOA Fees (Monthly)
These are dues that are used by a homeowners association toward maintenance of common areas used by all homeowners in a housing development or complex.
Private Mortgage Insurance Rate
The premium for the insurance policy for FHA loans and conventional mortgages if your down payment is less than 20%. PMI typically costs between 0.5% to 1% of the entire loan amount on an annual basis. Only calculated if down payment is less than 20% of mortgage amount.
This calculation represents an estimate. Calculation does not factor credit score. Default input values are estimates.