Personal Loans

Start the year on the right financial path.

Lower your stress we got you covered.

It’s time with our low rate, no-nonsense Personal Loan. An unsecured, collateral-free loan to cover expenses or make lifestyle purchases.

Fixed rates
Apply online
Quick approval decisions

RATES FAQS

Calculate your monthly payment

Monthly Payment

Loan Amount

Sample Rate

Term Months

Make payments through online banking.

View your balance, check your payment schedule, and make payments from your phone.

Get the App

A loan for just about anything.

You’re covered

A collateral-free way to pay for it, whatever it is.

Apply online

Get a fast approval decision.

Pay off the loan

Fixed rates and low monthly payments let you pay off the loan easily. No surprises.

Apply Online

More ways we can help you.

Debt Protection

Protect yourself from debt in the case of a life changing event.
Learn More
Pay My Loan

Already have a loan with Alta Vista? Make a payment online.
Make a Payment
Digital Banking

Digital tools to help you manage your loans and accounts.
Learn More

Rates

Rates Effective as of: 04-27-2024

Personal Loans

Personal Loan ♦

36 months

10.25% APR*

60 months

11.74% APR*

The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.

♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.

Frequently Asked Questions

You can make one-time and recurring payments to your Personal Loan through online banking, mobile banking, and telephone banking.
No. It is an unsecured loan.

USA Patriot Act

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you:

When you open an account, we will ask you for your name, place of residence, mailing address, date of birth, social security number and other information that will allow us to identify you. We will also ask to see your driver’s license and/or other identifying documents.

Personal Loans

Start the year on the right financial path.

Calculate your monthly payment

Make payments through online banking.

A loan for just about anything.

You’re covered

Apply online

Pay off the loan

More ways we can help you.

Debt Protection

Pay My Loan

Digital Banking