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Share Certificates

Grow Your Savings. Securely.

Our savings rates have increased, so its a great time to get started.
You're never too old or too young to start saving.

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Standard Certificates

One of the safest investments to make

 

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Youth Savings

Certificates for
ages 0-17

 

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IRA Certificates

A safe low risk investment

 

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What are Share Certificates?

Credit Union share certificates are comparable to Certificates of Deposit (CDs) and are a great way to earn higher yields on money that you won’t need to use for a while. With terms from 6 to 60 months, find the option that works best for your money.

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We Match

Certificate rates up to 18 months from banks and credit unions inside San Bernardino and Riverside Countie

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Start Small

Youth Certificates start with $250 and Regular Certificates start with $1000.

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Compound Returns

Reinvest your funds on maturity to keep earning higher balances.

How It Works

  • 1

    Open a Certificate

    Start with at least $1000.

  • 2

    Set Your Term

    Choose from 6 to 60 months. Longer terms earn better interest rates.

  • 3

    Spend or Reinvest

    Use the interest to shop or save it and reinvest in a new certificate.

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Frequently Asked Questions

  • The Maximum IRA Certificate to earn the stated APY is $50,000. Share Certificate Account rates will apply to any additional funds deposited as IRA certificates.

  • Anyone under 18.

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Standard Rates

Rates effective as of: November 20, 2024

This is not a full disclosure. Additional restrictions may apply.
See the full disclosure for details on all Share Certificates.

Youth Rates

Rates effective as of: November 20, 2024

This is not a full disclosure. Additional restrictions may apply.
See the full disclosure for details on all Youth Share Certificates.

IRA Rates

Rates effective as of: November 20, 2024

This is not a full disclosure. Additional restrictions may apply.
See the full disclosure for details on all IRA Share Certificates.

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Rates effective as of: November 20, 2024

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