Skip nav to main content.
×
cover-art

Alta Vista
Mobile Banking App

Free - On the App Store

×
cover-art

Alta Vista
Mobile Banking App

Free - On the App Store

Share Certificates

Secure investments to grow your savings.

Longer terms earn better rates of return.

Open Online or call 909.809.3838

Get an awesome, fixed monthly return when you leave your money in a certificate for 6 to 60 months.

  • Certificates start at $1000 for 6 to 60 months
  • Youth certificates start at $250 for 6 to 24 months
  • Interest credited monthly

Standard Share Certificates

Standard certificates with terms from 6 to 60 months. Longer terms earn greater rates of return. Open with just $1000.

Open Now

Youth Share Certificates

With terms from 6 months to 2 years, anyone under 18 can start saving for the future with awesome rates.

Open Now

IRA Share Certificates

When you invest in a traditional IRA share certificate, the money you invest is tax-deductible. When you invest in a Roth IRA, you’re taxed for deposits but your withdrawals in retirement are tax-free.

Open Now

Here’s how it works

1

Open a Certificate

Start with at least $1000.

 

 

2

Set your term

Choose from 6 to 60 months. Longer terms earn better interest rates.

 

 

3

Spend or reinvest

Use the interest to shop or save it and reinvest in a new certificate.

 

 

Secure

Share Certificates are insured and offer a guaranteed return.

 

 

Compound your returns

Reinvest your funds on maturity to keep earning higher balances.

 

 

Start small

Youth Certificates start with $250 and Regular Certificates start with $1000.

 

 

Open a certificate online in minutes.

 

Get Started

Frequently Asked Questions

  • The Maximum IRA Certificate to earn the stated APY is $50,000. Share Certificate Account rates will apply to any additional funds deposited as IRA certificates.

  • Anyone under 18.