What are Share Certificates?
Credit Union share certificates are comparable to Certificates of Deposit (CDs) and are a great way to earn higher yields on money that you won’t need to use for a while. With terms from 6 to 60 months, find the option that works best for your money.
- We Match Certificate rates up to 18 months from banks and credit unions inside San Bernardino and Riverside Counties.
- Start Small Youth Certificates start with $250 and Regular Certificates start with $1000.
- Compound Returns Reinvest your funds on maturity to keep earning higher balances.
How It Works
- Open a Certificate
Start with at least $1000. - Set Your Term
Choose from 6 to 60 months. Longer terms earn better interest rates. - Spend or Reinvest
Use the interest to shop or save it and reinvest in a new certificate.
Frequently Asked Questions
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The Maximum IRA Certificate to earn the stated APY is $50,000. Share Certificate Account rates will apply to any additional funds deposited as IRA certificates.
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Anyone under 18.
