Empower Your Homeownership Journey Today
Flexible 15-year or 30-year mortgages, first-time buyer benefits, and FHA/VA options for your dream home.
Why Choose Alta Vista for Your Mortgage?
Since 2002, our mortgage partner, Pivot Lending Group, has partnered with credit unions across the country. This partnership has made us acutely aware that choosing the right mortgage partner for our members is a vitally important decision. We always strive to set the standard for our members and Pivot Lending Group has built a proven and time tested portfolio of lending options that allows it to customize the level of service that best fits member needs. Our dedication to providing the highest level of service is the cornerstone of our success which is why we choose to partner with Pivot Lending Group,
NMLS# 109995.
- Flexible 15-year or 30-year mortgage terms
- First-time home buyers’ benefits
- FHA/VA options available
- Customizable loan programs to fit your needs
- Competitive interest rates
- Expert guidance through the mortgage process
- Options for refinancing and home equity
- Easy online application
- Supportive customer service team
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Homeowners Insurance: 100
Mortgage Insurance: 167
I have never had a bad moment at Alta! I've done loans, different accounts etc. and everyone is just terrific!!
Unlock Your Dream Home with Flexible Mortgage Solutions
Discover competitive rates and personalized service designed for your financial journey.
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Easily extend, transfer, and pay off your Home Equity Line of Credit. All on your phone via our mobile app.
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Advanced Options
Property Tax Rate
The tax that you are required to pay as a property owner levied by the city or municipality. Lookup your county rate or state average rate for a more accurate calculation.
Homeowners Insurance (Monthly)
The standard insurance policy that covers damage to your property and the things you keep in it. The average annual homeowners insurance premium is around $1,200.
HOA Fees (Monthly)
These are dues that are used by a homeowners association toward maintenance of common areas used by all homeowners in a housing development or complex.
Private Mortgage Insurance Rate
The premium for the insurance policy for FHA loans and conventional mortgages if your down payment is less than 20%. PMI typically costs between 0.5% to 1% of the entire loan amount on an annual basis. Only calculated if down payment is less than 20% of mortgage amount.
Disclosure
This calculation represents an estimate. Calculation does not factor credit score. Default input values are estimates.
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Rates effective as of: December 21, 2024
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