Ho-Ho-Hoaxes!

Here are three essential tips to help you avoid financial scams during the holidays:

1. Be Cautious with Online Deals

• Avoid Clicking Suspicious Links: Scammers often use emails, texts, or ads that promise incredible deals to lure you into phishing sites. Always go directly to the retailer’s official website instead of clicking on unknown links.
• Check Website Legitimacy: Look for “https://” and a padlock icon in the URL bar. Avoid making purchases on unsecured websites.

2. Verify Charitable Organizations

• Research Before Donating: Scammers often exploit goodwill during the holidays. Verify charities using trusted resources like Charity Navigator or the Better Business Bureau.
• Avoid Pressure to Donate Immediately: Legitimate charities will not rush you into donating.

3. Protect Your Personal and Financial Information

• Use Secure Payment Methods: Opt for credit cards or payment services like PayPal instead of debit cards, as they often offer better fraud protection.
• Monitor Your Accounts: Regularly check your bank and credit card statements for unauthorized transactions and report them immediately.

Staying vigilant and double-checking before making any financial decisions can help keep you safe during the holiday season!