Undergraduate & Graduate Loan Options
Cover up to 100% of your undergraduate or graduate tuition expenses.
Plan, Pay, and Succeed
Alta Vista Credit Union has partnered with Ascent to help you fund your education. Cover up to 100% of your undergraduate or graduate tuition and expenses with flexible loan options designed to help you stay focused on your goals.
No-Essay Scholarships
Ascent has awarded over $355,000 in scholarships - no essay required! Students and parents can enter for a chance to win funds to help cover school-related expenses.*
Undergraduate & Graduate Student Loan Options
With Ascent student loans, you can:
- Apply in minutes and check your rate without impacting your credit score
- Enjoy flexible repayment options – start payments up to 9 months after graduation¹
- Save money with a 0.5%-1.00% autopay discount²
- Earn 1% Cash Back upon graduation – that’s an average of $360³
- Access personalized tools and coaching through AscentUP⁴ to help you reach your academic and career goals
Learn More
Discover how Ascent can help you invest in your education and your future.
Disclosures
¹ For details on Ascent borrower benefits, visit AscentFunding.com/BorrowerBenefits
² The final ACH discount depends on the borrower’s credit history, verifiable cost of attendance, and approval. Discount tiers:
-
0.25% for credit-based college loans submitted prior to 06/01/2025
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0.5% for credit-based college loans submitted on or after 06/01/2025
-
1.00% for outcomes-based loans with automatic payments
³ 1% Cash Back Graduation Reward subject to terms and conditions; average reward based on 2022 eligible borrowers.
⁴ AscentUP coaching available only for eligible undergraduate student borrowers.
*Learn more and see Official Rules at AscentFunding.com/Scholarships.
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Rates effective as of: October 22, 2025
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