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Opportunity Checking

A second chance account.

Need a refresh on your checking history? An Opportunity checking account could be right for you.

Opportunity Checking

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Check writing ability

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Debit card access

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$20 a month non-waivable fee

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No overdraft protection

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No Access to Zelle

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Able to upgrade to regular checking account privileges after 12 months

Alta Vista Perks app: Prestige and Prime only.

Unfortunately, Alta Vista Perks is not available on our Opportunity checking account. With Opportunity checking, you could be eligible for our Pro, Prime, and Prestige checking accounts after 12 months.

Try out Prestige or Prime to get great local deals and savings.

Mobile banking built for real life.

Use your phone to pay with your Alta Vista cards. You can also use mobile banking to check balances, deposit checks, and pay bills.

30,000+ fee free ATMs, nationwide.

Through our CO-OP ATM network, you get access to more free ATMs than the big banks. We’ll help you get cash without a surcharge, even when you’re far from home.

Bank From Anywhere

Use online banking, mobile banking, bill pay, and eStatements.

ID Theft Aid

Payment card fraud resolution, and up to $1,000 in personal identity theft benefit and identity restoration.

Extended Warranties

New purchases protected up to $2,500 from theft or breakage for 90 days.

  • 1

    Apply Online

    It’s simple, and we’ll walk you through the process.

  • 2

    Free + Perks

    Added ID protection and purchasing protection bring some peace of mind.

Open a checking account online in 5 minutes.

Frequently Asked Questions

  • You’ll need to become a member first. But it’s easy!

    How to Join

  • Yes. You’ll get access to online banking, mobile banking, Bill Pay, and more.

    Digital Banking

  • Yes. You’ll be eligible for a Visa Checkcard.

    Visa Checkcard

  • You can order checks through our online service.

    Order Checks

  • You can get Alta Vista Perks with our Prestige and Prime checking accounts. Pro checking is not eligible.

Customer service is always great.

— Erin B

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Bank online 24/7 using online banking or mobile app

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Call

Bank over the phone 24/7. Call 909.809.3837

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Visit

Find your nearest branch or ATM using our Branch Locator

Start Chat

Know, verify, and be aware before you send money. Make sure you're sending money to a person you know and trust. Learn More