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Auto Loans

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Our concierge service makes it really easy to buy a car.

✅ We help you get pre-approved for a loan so you know how much you can spend before you pick a car.

💰 We help you get all the rebates so you can save as much money as possible.

💬 We negotiate for you to help you get the best deal.

🚘 We find the car you want. You tell us exactly what you want and we’ll find it.

👩🏽‍💼 We help you through every step of the process. You’ll get your own loan officer.

🏦 We give you a competitive interest rate (as low as 5.49%*).

*Rate subject to change.

Would you like to estimate your payment and rate right now?

Let’s see what your rate and monthly payment could be. It takes less time than toasting bread.

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When I was first starting out you gave me a car loan. Later, when I needed a loan for my patio and you denied it, I shared my concerns and information and it was approved. You REALLY listen! And, you gained a loyal member forever.

— L B

Rates

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New Auto Loan Rates

Rates effective as of: July 8, 2024

The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.

$10,000 minimum loan amount for 60 months
$15,000 minimum loan amount for 72 months
$20,000 minimum loan amount for 84 months

♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.

◊ Adjustments will be made based on LTV, mileage and age of collateral.

*Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)

Used Auto Loan Rates

Rates effective as of: July 8, 2024

The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.

$10,000 minimum loan amount for 60 months
$15,000 minimum loan amount for 72 months

♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.

◊ Adjustments will be made based on LTV, mileage and age of collateral.

*Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)

Classic Auto Loan Rates

Rates effective as of: July 8, 2024

The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.

$18,000 minimum loan amount for 72 months
$35,000 minimum loan amount for 84 months

♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.

◊ Adjustments will be made based on LTV, mileage and age of collateral.

*Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)

Example table

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Rates effective as of: July 8, 2024

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Auto Loans

Our concierge service makes it really easy to buy a car.

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