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Checking Rates

Prestige Checking Rates

Rates effective as of: December 21, 2024

*Minimum balance required to earn stated APY.
Dividend Period: Monthly
Minimum Opening Deposit: $25.00
Service Fees: Monthly service fee of $10.00/month.

This is not a full disclosure. Additional restrictions may apply.
See the full disclosure for details on all Checking accounts.

Rates are subject to change without notice.

Prime Checking Rates

Rates effective as of: December 21, 2024

Service Fees: Monthly service fee of $6.00/month.

This is not a full disclosure. Additional restrictions may apply.
See the full disclosure for details on all Checking accounts.

Rates are subject to change without notice.

Pro Checking Rates

Rates effective as of: December 21, 2024

Service Fees: Free

This is not a full disclosure. Additional restrictions may apply.
See the full disclosure for details on all Checking accounts.

Rates are subject to change without notice.

Savings Rates

Regular Savings Rates

Rates effective as of: December 21, 2024

*Minimum Balance Required to Earn Stated APY

Service Fees: Fee amounts will vary with your monthly balance. The monthly service fee is waived with a $500.00 minimum balance, an active AVCU checking account or AVCU loan.

This is not a full disclosure. Additional restrictions may apply.
See the full disclosure for details on all Savings accounts.

Rates are subject to change without notice.

Youth (Vista) Savers Rates

Rates effective as of: December 21, 2024

*Minimum Balance Required to Earn Stated APY
This is not a full disclosure. Additional restrictions may apply.
See the full disclosure for details on all Savings accounts.

Rates are subject to change without notice.

Holiday Club Rates

Rates effective as of: December 21, 2024

*Minimum Balance Required to Earn Stated APY
This is not a full disclosure. Additional restrictions may apply.
See the full disclosure for details on all Savings accounts.

Rates are subject to change without notice.

Traditional/Roth IRA Savings Rates

Rates effective as of: December 21, 2024

*Minimum Balance Required to Earn Stated APY
This is not a full disclosure. Additional restrictions may apply.
See the full disclosure for details on all Traditional/Roth IRA Savings accounts.

Rates are subject to change without notice.

Money Market Rates

Premier Money Market Rates

Rates effective as of: December 21, 2024

*Minimum Balance Required to Earn Stated APY

Service Fees: Monthly service fee of $10.00/mo. This fee is waived with a $2,000.00 minimum daily balance.

This is not a full disclosure. Additional restrictions may apply.
See the full disclosure for details on all Money Market account.

Rates are subject to change without notice.

Platinum Money Market Rates

Rates effective as of: December 21, 2024

*Minimum Balance Required to Earn Stated APY

Service Fees: Monthly service fee of $10.00/mo. This fee is waived with a $20,000.00 minimum daily balance.

This is not a full disclosure. Additional restrictions may apply.
See the full disclosure for details on all Money Market account.

Rates are subject to change without notice.

Share Certificates Rates

Share Certificates Rates

Rates effective as of: December 21, 2024

This is not a full disclosure. Additional restrictions may apply.
See the full disclosure for details on all Share Certificates.

Youth Share Certificates Rates

Rates effective as of: December 21, 2024

This is not a full disclosure. Additional restrictions may apply.
See the full disclosure for details on all Youth Share Certificates.

Traditional/Roth IRA Share Certificates Rates

Rates effective as of: December 21, 2024

This is not a full disclosure. Additional restrictions may apply.
See the full disclosure for details on all IRA Share Certificates.

Vehicle Loan Rates

New Auto Loan Rates

Rates effective as of: December 21, 2024

The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.

$10,000 minimum loan amount for 60 months
$15,000 minimum loan amount for 72 months
$20,000 minimum loan amount for 84 months

♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.

â—Š Adjustments will be made based on LTV, mileage and age of collateral.

*Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)

Used Auto Loan Rates

Rates effective as of: December 21, 2024

The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.

$10,000 minimum loan amount for 60 months
$15,000 minimum loan amount for 72 months

♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.

â—Š Adjustments will be made based on LTV, mileage and age of collateral.

*Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)

Classic Auto Loan Rates

Rates effective as of: December 21, 2024

The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.

$18,000 minimum loan amount for 72 months
$35,000 minimum loan amount for 84 months

♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.

â—Š Adjustments will be made based on LTV, mileage and age of collateral.

*Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)

New Motorcycle Loan Rates

Rates effective as of: December 21, 2024

The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.

$6,000 minimum loan amount for 48 months
$10,000 minimum loan amount for 60 months
$15,000 minimum loan amount for 72 months
$20,000 minimum loan amount for 84 months

♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.

â—Š Adjustments will be made based on LTV, mileage and age of collateral.

*Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)

Used Motorcycle Loan Rates

Rates effective as of: December 21, 2024

The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.

$6,000 minimum loan amount for 48 months
$10,000 minimum loan amount for 60 months
$15,000 minimum loan amount for 72 months
$20,000 minimum loan amount for 84 months

♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.

â—Š Adjustments will be made based on LTV, mileage and age of collateral.

*Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)

New Motorcycle Loan Rates (Touring – Honda Goldwing, BMW, Harly Davidson, Trikes)

Rates effective as of: December 21, 2024

The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.

$10,000 minimum loan amount for 48 and 60 months
$15,000 minimum loan amount for 72 months
$20,000 minimum loan amount for 84 months

♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.

â—Š Adjustments will be made based on LTV, mileage and age of collateral.

*Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)

Used Motorcycle Loan Rates (Touring – Honda Goldwing, BMW, Harly Davidson, Trikes)

Rates effective as of: December 21, 2024

The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.

$10,000 minimum loan amount for 48 and 60 months
$15,000 minimum loan amount for 72 months
$20,000 minimum loan amount for 84 months

♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.

â—Š Adjustments will be made based on LTV, mileage and age of collateral.

*Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)

Personal Loan Rates

Personal Loan Rates

Rates effective as of: December 21, 2024

The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.

♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.

*Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)

Regular Shared Secured Loan

Rates effective as of: December 21, 2024

*4.00% above highest dividend rate

The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.

*Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)

Share Certificate Secured Loan

Rates effective as of: December 21, 2024

The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.

*Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)

*Rate for Share Certificate = Share Certificate + Margin

**Loan matures with Share Certificate

Quick Cash Loans

Rates effective as of: December 21, 2024

The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.

$1,000 maximum loan amount

VISA Credit Cards

Rates effective as of: December 21, 2024

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Rates effective as of: December 21, 2024

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