Credit Union Difference

What's the difference between
banks and credit unions?

Credit unions are not-for-profit financial institutions that exist for the sole purpose of serving their community.

Purpose

Banks exist to make a profit, while credit unions are not-for-profits that exist to serve their members.

Ownership

Banks are are owned by shareholders, and credit unions are owned by their members. A credit union’s Board of Directors is elected by the members, and each member of the board serves on a volunteer basis, receiving no compensation.

Rates

Banks will try to keep dividends low and interest rates high to turn a profit for their shareholders. In a credit union, the members are the shareholders, so any profit is returned to members as higher dividends and lower interest rates.

How do you protect my funds?

We take our responsibilities to our members very seriously, including the responsibility to protect your money. We insure your deposits up to a combined $250,000 through the NCUA

Learn More About NCUA Insurance

Questions?

We'd love to talk about who we are and what we do.
Don't hesitate to get in touch.

Click

Bank online 24/7 using online banking or the mobile app

Call

Bank over the phone 24/7. Call 909.809.3837

Visit

Find your nearest branch or ATM using our Branch Locator

Example table

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Rates effective as of: December 21, 2024

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What's the difference between
banks and credit unions?

Purpose

Ownership

Rates

How do you protect my funds?

Questions?

Click

Call

Visit

Not a Member, Yet?

Already a Member?

What's the difference between banks and credit unions?

Purpose

Ownership

Rates

How do you protect my funds?

Questions?

Click

Call

Visit

What's the difference between
banks and credit unions?