Home Equity
Home Equity Loans for Everyday People.
Home equity lines of credit can help you purchase a home or remodel the one that you have. Explore your options with low rates and flexible terms.
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Low variable rates
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Repayment terms up to 15 years
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Financing up to 80% LTV
Calculate your payment
Homeowners Insurance: 100
Mortgage Insurance: 167
Mobile payments.
Easily extend, transfer, and pay off your Home Equity Line of Credit. All on your phone.
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Contact us for more information about a Home Equity Line of Credit.
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Design a New Space
New houses, new appliances, or remodeled bathrooms. Buy art, plants, furniture and everything else.
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Low Rates
Flexible terms and low variable rates keep your payments low.
I have never had a bad moment at Alta! I've done loans, different accounts etc. and everyone is just terrific!!
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Bank online 24/7 using online banking or mobile app
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Bank over the phone 24/7. Call 909.809.3837
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Advanced Options
Property Tax Rate
The tax that you are required to pay as a property owner levied by the city or municipality. Lookup your county rate or state average rate for a more accurate calculation.
Homeowners Insurance (Monthly)
The standard insurance policy that covers damage to your property and the things you keep in it. The average annual homeowners insurance premium is around $1,200.
HOA Fees (Monthly)
These are dues that are used by a homeowners association toward maintenance of common areas used by all homeowners in a housing development or complex.
Private Mortgage Insurance Rate
The premium for the insurance policy for FHA loans and conventional mortgages if your down payment is less than 20%. PMI typically costs between 0.5% to 1% of the entire loan amount on an annual basis. Only calculated if down payment is less than 20% of mortgage amount.
Disclosure
This calculation represents an estimate. Calculation does not factor credit score. Default input values are estimates.
Rates
Home Equity Rates
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Rates effective as of: September 7, 2024
*Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)
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Rates effective as of: September 7, 2024
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