Skip nav to main content.
Share Certificates

Grow Your Savings. Securely.

Our savings rates have increased, so its a great time to get started.
You're never too old or too young to start saving.

Open Now

Standard Certificates

One of the safest investments to make

 

View Rates

Youth Savings

Certificates for
ages 0-17

 

View Rates

IRA Certificates

A safe low risk investment

 

View Rates

What are Share Certificates?

Credit Union share certificates are comparable to Certificates of Deposit (CDs) and are a great way to earn higher yields on money that you won’t need to use for a while. With terms from 6 to 60 months, find the option that works best for your money.

Icon_w_boarderv2

We Match

Certificate rates up to 18 months from banks and credit unions inside San Bernardino and Riverside Countie

Icon_w_boarderv2

Start Small

Youth Certificates start with $250 and Regular Certificates start with $1000.

Icon_w_boarderv2

Compound Returns

Reinvest your funds on maturity to keep earning higher balances.

How It Works

  • 1

    Open a Certificate

    Start with at least $1000.

  • 2

    Set Your Term

    Choose from 6 to 60 months. Longer terms earn better interest rates.

  • 3

    Spend or Reinvest

    Use the interest to shop or save it and reinvest in a new certificate.

Open Now

Frequently Asked Questions

  • The Maximum IRA Certificate to earn the stated APY is $50,000. Share Certificate Account rates will apply to any additional funds deposited as IRA certificates.

  • Anyone under 18.

Always providing me with outstanding professional customer services.

— Randie R

click

Click

Bank online 24/7 using online banking or mobile app

call

Call

Bank over the phone 24/7. Call 909.809.3837

visit

Visit

Find your nearest branch or ATM using our Branch Locator

Standard Rates

Rates effective as of: November 21, 2024

This is not a full disclosure. Additional restrictions may apply.
See the full disclosure for details on all Share Certificates.

Youth Rates

Rates effective as of: November 21, 2024

This is not a full disclosure. Additional restrictions may apply.
See the full disclosure for details on all Youth Share Certificates.

IRA Rates

Rates effective as of: November 21, 2024

This is not a full disclosure. Additional restrictions may apply.
See the full disclosure for details on all IRA Share Certificates.

Test Modal

Modal Content

Ea rerum vel molestiae omnis molestias. Et ut officiis aliquam earum et cum deleniti. Rerum temporibus ex cumque doloribus voluptatem alias.

Example table

Rates effective as of: November 21, 2024

{Optional: Insert table disclosure information}

Open Account

Not a Member, Yet?

Open Your First Account

Already a Member?

Request Additional Account

 

Check your application status

Leaving Our Website

You are leaving our website and linking to an alternative website not operated by us. We do not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.

Log in to Online Banking

Start Chat

We want to CU Travel. ⏰ Your $150 Hotel Dollars Expire 11/22/24. Sign-up for Credit Union Travel now before it’s too late! Learn More